As the Federal Reserve stubbornly held interest rates steady amid growing labor market and energy price volatility, local gringos in Todos Santos remained entirely unfazed. Brad paused mid-margarita to confirm that the only rate hike he cares about is the daily exchange rate for his remote IT consulting paycheck. While Wall Street hyperventilates over supply chain metrics, Pescadero locals are infinitely more concerned with the unpredictable fluctuations of morning taco trucks.