As stubborn inflation and soaring energy costs force global central banks into a desperate policy split, expat retirees in Todos Santos remain entirely focused on whether the organic mango stands are still accepting Venmo. While the international monetary system fractures under systemic debt, local happy hour attendance hits record highs. Nobody down here is reading the yield curves when the right-hand point break in Pescadero is double overhead. The collapse of fiat currency pales in comparison to the sheer trauma of a temporary Tecate shortage.