Global finance ministers gathered in Bangkok to panic over Middle East energy shocks and collapsing markets, yet local expats confirmed that nobody in Baja is giving up their morning surf check for sovereign debt crises. While central banks fret over inflation and oil prices, the only rate hike anyone cares about down here is the rising cost of a Tecate at the beach palapa. Let the fiat system burn; the left wedge at Cerritos is firing overhead and frankly, that's all the macroeconomics an expat needs.