International trade tensions and sweeping global tariff frameworks have officially entered their second miserable year, prompting central banks to aggressively tighten monetary policy to fight inflation. Meanwhile, down in Baja California Sur, the local expat community has successfully engineered a foolproof financial strategy consisting entirely of drinking Tecates by the pool and pretending to understand crypto. Nobody here cares about soaring energy shocks when the biggest daily fluctuation is whether the Pacific water temp dropped two degrees.