Another algorithmic stablecoin imploded overnight, instantly wiping out millions for Silicon Valley nerds who treat spreadsheets like religion. Meanwhile down here in Baja, the town generator blew another gasket, the Pacific is glassy and head-high, and local surf legend Chucho traded his entire digital wallet to a wandering tourist for two bottles of artisanal mezcal and a functioning surfboard leash. Chucho considers himself the smarter investor.