Federal Reserve officials kept the benchmark interest rate steady at 3.50%-3.75% due to stubborn inflation worries, thoroughly ruining the day of zero people currently nursing a Pacifico at Cerritos Beach. Down in Baja California Sur, the only economic metric that matters is whether the artisanal mezcal bar takes credit cards or just Venmo. Meanwhile, the surf is firing overhead in Pescadero, rendering Federal Reserve policy roughly as relevant as a sunburn cream prescription.