European Central Bank policymakers issued a grim warning that intensifying climate crises and ecosystem collapses pose an existential threat to financial stability worldwide. Down in Baja, however, the only ecosystem collapse anyone cares about is the local artisanal bakery running out of sourdough croissants by 9 AM. Expats nursing micro-hangovers agreed that while global capital markets might be melting down, the offshore breeze at dawn made everything completely fine.