The Federal Reserve's latest economic pronouncements regarding interest rates barely registered on the collective consciousness of Baja's expat community. "Rates? Who cares, the swells are looking solid all week," remarked Chad, a recent transplant from Portland, polishing his board. For most, the only numbers that matter are wave height and the current exchange rate for a decent taco. Global economics remains a distant, irrelevant hum, particularly when the surf is firing at Cerritos.