Crypto wallets and stablecoin balances are increasingly replacing bank accounts for managing money across the Americas. This shift is particularly impacting cross-border payments, making them more efficient.

<p> <img alt="Photo: Freepik" height="80" src="https://en.mercopress.com/data/cache/noticias/110120/100x80/fe.jpg" style="float: left; margin: 0 12px 6px 0; border: 1px solid #333;" width="100" /> A growing share of households across the Americas no longer treat a bank account as the default starting point for moving money. From Buenos Aires to Brooklyn, a quiet substitution is underway: self-custody crypto wallets and stablecoin balances are absorbing functions that, until ...