A study has warned that medical claims paid by Hong Kong insurers could double within the next decade. The increase, driven by surging inpatient bills, raises serious questions about the long-term affordability of private health insurance.

Medical claims paid by Hong Kong insurers could double within a decade, a study has warned, raising concerns over the sector’s sustainability. The findings, released on Tuesday, showed total medical claims in the city rose by more than 60 per cent between 2019 and 2023, driven largely by a surge in inpatient bills, especially for day procedures. “If such an increase continues at the same rate, it will raise serious concerns about the affordability of private health insurance for both employers.....