Federal regulators have granted preliminary approval for a crypto venture tied to the Trump family to operate a digital-asset bank, prompting immediate panic and new restriction bills from Senate Democrats. Up north, everyone is losing their minds over potential conflicts of interest and multi-billion-dollar windfalls. Meanwhile, under the palapas of Baja, the only charter we care about is chartering a pangas for yellowtail fishing. Let the politicians trade bank licenses; out here, the ocean is firing, the ceviche is fresh, and nobody gives a damn about Washington banking monopolies.